Trusted. Local. Independent.
Eton Bridge Insurance has the knowledge and expertise to help with your insurance needs in Tennessee.
We’re your one-stop-shop for contractors insurance and business insurance. Start a quote by clicking below or give us a call at 407-351-3331 to start the conversation.
High-value home, business, and umbrella insurance across Tennessee
Founded in 2013 and backed by more than 30 years of experience, Eton Bridge Insurance has served more than 10,000 clients, and we serve Tennessee households and businesses from our office in Orlando, Florida. From Belle Meade and Franklin to Chattanooga's riverfront, Knoxville, and Memphis, Tennessee has become a magnet for entrepreneurs, entertainers, and families relocating for growth and opportunity, and it brings severe storms, flooding, and tornadoes with it. Every client works with a dedicated advisor who handles the details personally, from coverage design and annual reviews to claims, so you can stay focused on what you are building.
A strong bridge for Tennessee's builders
Tennessee's songwriters, health care founders, and family business owners have built something that matters. We serve as their strategic partner, protecting homes, businesses, intellectual property such as music catalogs and brands, and financial interests, and supporting legacy plans with five-star, personal service.
Tennessee's homeowners market
Wind, hail, and tornadoes drive many Tennessee property claims, so carriers look closely at roof age and condition. Lake homes, horse farms, and estates in Brentwood and Belle Meade often need high-net-worth carriers that offer guaranteed replacement cost and coverage for collections. We also cover condos, rental properties, renters, and high-value homes.
Tornadoes, flooding, and earthquakes
The May 2010 flood put parts of Nashville under water, the March 2020 tornado tore through North Nashville and Cookeville, and the December 2023 tornadoes struck Clarksville and Madison. In West Tennessee, the New Madrid Seismic Zone adds earthquake risk. Standard policies exclude flood and earthquake, so we quote both.
Auto, boat, and business coverage
Tennessee requires auto liability limits of at least $25,000 per person, $50,000 per accident, and $25,000 for property damage. We build far higher limits and a personal umbrella for affluent households. We round out your protection with auto, boat, and umbrella coverage. For business owners, we also write business insurance, from business owners policies to commercial property, along with contractors insurance and trucking coverage.
Where we work in Tennessee
We serve Nashville, Memphis, Knoxville, Chattanooga, Clarksville, Murfreesboro, Franklin, Johnson City, Jackson, Hendersonville, Bartlett, and Kingsport, along with communities across the state.
Insurance Risks Across Tennessee
Tornadoes and severe storms
The March 2020 tornado struck Nashville and the surrounding area, and severe storms regularly bring hail and damaging winds.
Flooding
The May 2010 floods inundated Nashville and Middle Tennessee. Flood is excluded from home and business policies.
The Tennessee Insurance Market
Clients in Tennessee are dealing with storm-driven rate increases and more wind and hail deductibles. As an independent agency, we compare private client and commercial carriers so you are not limited to a single company’s appetite.
Tennessee Insurance Requirements
Workers compensation: Tennessee requires workers compensation for most employers with five or more employees, and construction businesses with one or more.
Auto insurance minimums: 25/50/25. These are minimums, not recommendations, and rarely protect the assets of a high-net-worth household.
High Net Worth, Business and Specialty Coverage
We insure high-value homes, vehicles, collections and liability through our high net worth insurance program, protect Tennessee companies with business insurance, and cover yachts, docks, private aircraft, collector cars, fine art and jewelry through specialty asset insurance.
Tennessee Cities We Serve
Bartlett, Chattanooga, Clarksville, Franklin, Hendersonville, Jackson, Johnson City, Kingsport, Knoxville, Memphis, Murfreesboro, Nashville
Tennessee Insurance FAQs
Get quotes
from multiple insurance companies in Tennessee
Eton Bridge Insurance has your covered.
We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect. That’s why we work with a wide range of insurance companies and products in Tennessee to meet your specific needs, including customized coverages.
We don’t work for the insurance company, we work for you.
Concierge Insurance
For Businesses in Tennessee
The Eton Bridge
Difference
Founded in 2013, Eton Bridge Insurance specialize in individually tailored, comprehensive risk-management, drawing upon an extensive and diverse array of professional talent ranging from insurance, to accounting and estate planning, to fully address the needs of our clients in a holistic manner.
Whether you need help choosing the right auto, home, aircraft, yachts, or high net worth coverage, or are looking for the best way to safeguard your business and employees, we will strive to build lasting relationships through education, providing best-in-class service, and remaining steadfast by your side whenever problems may arise.
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What a great experience working with Sherri and the Eton Bridge team !!! All are very professional and friendly.Sherri is an amazing person and so very knowledgeable of all aspects of the business. So appreciative for all her advice.Highly … More recommend this company in Dr. Phillips for all your insurance needs. -
Eaton Bridge is a fantastic company to work with! Their professionalism and dedication to customer service truly stand out. Jasmine, in particular, has been exceptional—she’s a great communicator, always helpful, and makes every interaction … More smooth and efficient. I really appreciate her responsiveness and the effort she puts into ensuring everything runs seamlessly. It’s always a pleasure working with her and the Eaton Bridge team. Highly recommend!
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Eton Bridge Insurance is a wonderful company. The leadership is professional and responsible. Their priority is always to their clients. They are experts in numerous areas of insurance. Eton Bridge have saved me time and money. Their support … More has made significant difference in my life.
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My father over the last few weeks has been really stressed and frantic over insurance from the emails and letters he been receiving and needing to get home insurance because he didn't understand why he had to pay so much and was under … More the impression he had home insurance. I am writing this review for my father to say that Eton Bridge Insurance, the team and especially Oshrei Mani who helped us and navigate us during this stressful time. Mani responds thoroughly and quick and was able to provide us with an insurance that we need and was kind enough after every email letting us know if we had any questions to ask. I would recommend their services as I can see they really care about the customers they provide.
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Eton Bridge is a stellar insurance business. I was able to work with Jasmine. She has been absolutely incredible working with me to help me obtain home insurance for my rental home in Florida. Insurance in FL has been incredibly difficult … More recently and had it not been for Jasmine's tenacity and work ethic it would have taken me much longer to obtain insurance. I really enjoyed working with her. She was transparent, very communicative and most importantly, I can tell she's a problem-solver. I worked with a few other agents who I felt simply took no for an answer and moved onto another client, without taking the time to trouble-shoot or brainstorm. You can train folks to do their jobs, but having that thoughtfulness and mindset to go beyond and dig deeper isn't something you can easily teach. Eton Bridge will be my go to for insurance in FL from now on.
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For your insurance needs, do not look anywhere else. In this firm, Jasmine is absolutely amazing. Always in touch, always emails updates, very professional. 100% recommend this agency.
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nothing but a GREAT experience with this company! The insurance world can be confusing as a new business, but Oshrei answered any and all questions we had and truly made this a stress free experience. could not recommend them enough!
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Oshrei represents the company very well. She was helpful in providing us the insurance coverage we needed. I highly recommend this place for their ability to get things done quickly and professionally.
Tennessee Independent Agent vs The Rest
Here is a quick comparison of the differences between an independent agency in Tennessee like us, and the various other types of companies that are out there:
| Features & Services | Our Agency | Captive Agent | Online & 1-800 Companies |
|---|---|---|---|
| Access to multiple companies and wide range of products | |||
| Easy switching from company to company without hassle | |||
| Unbiased and objective advice | Tries to sell & support only their one company | Tries to sell & support only their one company | |
| Claims assistance and advocacy | Adjusters are often exclusive to the one company | No help: You vs. adjuster | |
| Policy service from the same person you bought from | To call center | You'll likely never talk to the same person twice | |
| When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent | |||
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A concierge hurricane checklist for Florida estates: protecting the home, collections, vehicles, and boats, and preparing your insurance before the storm.
