Trusted. Local. Independent.
Eton Bridge Insurance has the knowledge and expertise to help with your insurance needs in Iowa.
We’re your one-stop-shop for contractors insurance and business insurance. Start a quote by clicking below or give us a call at 407-351-3331 to start the conversation.
Home, farm, and business insurance across Iowa
Founded in 2013 and backed by more than 30 years of experience, Eton Bridge Insurance has served more than 10,000 clients, and we serve Iowa households and businesses from our office in Orlando, Florida. From West Des Moines and Ankeny to the Cedar Valley, the Quad Cities, and generations-old family farms, Iowa is built by people who work hard, plan carefully, and pass what they've built on to the next generation. Every client works with a dedicated advisor who handles the details personally, from coverage design and annual reviews to claims, so you can stay focused on what you are building.
Protecting Iowa's family enterprises
Iowa's farmers, insurers, manufacturers, and entrepreneurs carry stories of perseverance and stewardship. We serve as their strategic partner, protecting homes, farms, businesses, intellectual property, and financial interests, and supporting succession and legacy plans with five-star, personal service.
Iowa's homeowners market
Wind, hail, and derechos drive many Iowa property claims, so carriers look closely at roof age and materials and often apply separate wind and hail deductibles. Farms need farm coverage for dwellings, outbuildings, equipment, and livestock, while larger homes in West Des Moines and Iowa City often fit best with high-net-worth carriers. We also cover condos, rental properties, renters, and high-value homes.
Derechos, tornadoes, and river flooding
The August 2020 derecho flattened crops and damaged thousands of homes in Cedar Rapids, the 2008 floods swamped Cedar Rapids and Iowa City, and the May 2024 Greenfield tornado and June 2024 northwest Iowa floods showed how quickly disaster can strike. Standard policies exclude flood, so we quote it for homes near Iowa's rivers.
Auto, boat, and business coverage
Iowa requires auto liability limits of at least $20,000 per person, $40,000 per accident, and $15,000 for property damage, among the lowest in the country. We build much higher limits and a personal umbrella for families and business owners. We round out your protection with auto, boat, and umbrella coverage. For business owners, we also write business insurance, from business owners policies to commercial property, along with contractors insurance and trucking coverage.
Where we work in Iowa
We serve Des Moines, Cedar Rapids, Davenport, Sioux City, Iowa City, Ankeny, West Des Moines, Ames, Waterloo, Council Bluffs, Dubuque, and Urbandale, along with communities across the state.
Insurance Risks Across Iowa
Derechos and severe wind
The August 2020 derecho swept across Iowa with hurricane-force winds and caused billions in damage to homes, businesses and crops. Wind and hail deductibles and roof age matter at renewal.
Flooding
River flooding, including the 2008 floods in Cedar Rapids and Iowa City, remains a major risk. Flood is excluded from standard policies.
The Iowa Insurance Market
Clients in Iowa are dealing with storm-driven rate increases and closer roof underwriting. As an independent agency, we compare private client and commercial carriers so you are not limited to a single company’s appetite.
Iowa Insurance Requirements
Workers compensation: Iowa requires most employers with one or more employees to carry workers compensation, with limited agricultural exceptions.
Auto insurance minimums: 20/40/15. These are minimums, not recommendations, and rarely protect the assets of a high-net-worth household.
High Net Worth, Business and Specialty Coverage
We insure high-value homes, vehicles, collections and liability through our high net worth insurance program, protect Iowa companies with business insurance, and cover yachts, docks, private aircraft, collector cars, fine art and jewelry through specialty asset insurance.
Iowa Cities We Serve
Ames, Ankeny, Cedar Rapids, Council Bluffs, Davenport, Des Moines, Dubuque, Iowa City, Sioux City, Urbandale, Waterloo, West Des Moines
Iowa Insurance FAQs
Get quotes
from multiple insurance companies in Iowa
Eton Bridge Insurance has your covered.
We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect. That’s why we work with a wide range of insurance companies and products in Iowa to meet your specific needs, including customized coverages.
We don’t work for the insurance company, we work for you.
Concierge Insurance
For Businesses in Iowa
…and all other cities throughout Iowa.
The Eton Bridge
Difference
Founded in 2013, Eton Bridge Insurance specialize in individually tailored, comprehensive risk-management, drawing upon an extensive and diverse array of professional talent ranging from insurance, to accounting and estate planning, to fully address the needs of our clients in a holistic manner.
Whether you need help choosing the right auto, home, aircraft, yachts, or high net worth coverage, or are looking for the best way to safeguard your business and employees, we will strive to build lasting relationships through education, providing best-in-class service, and remaining steadfast by your side whenever problems may arise.
-
What a great experience working with Sherri and the Eton Bridge team !!! All are very professional and friendly.Sherri is an amazing person and so very knowledgeable of all aspects of the business. So appreciative for all her advice.Highly … More recommend this company in Dr. Phillips for all your insurance needs. -
Eaton Bridge is a fantastic company to work with! Their professionalism and dedication to customer service truly stand out. Jasmine, in particular, has been exceptional—she’s a great communicator, always helpful, and makes every interaction … More smooth and efficient. I really appreciate her responsiveness and the effort she puts into ensuring everything runs seamlessly. It’s always a pleasure working with her and the Eaton Bridge team. Highly recommend!
-
Eton Bridge Insurance is a wonderful company. The leadership is professional and responsible. Their priority is always to their clients. They are experts in numerous areas of insurance. Eton Bridge have saved me time and money. Their support … More has made significant difference in my life.
-
My father over the last few weeks has been really stressed and frantic over insurance from the emails and letters he been receiving and needing to get home insurance because he didn't understand why he had to pay so much and was under … More the impression he had home insurance. I am writing this review for my father to say that Eton Bridge Insurance, the team and especially Oshrei Mani who helped us and navigate us during this stressful time. Mani responds thoroughly and quick and was able to provide us with an insurance that we need and was kind enough after every email letting us know if we had any questions to ask. I would recommend their services as I can see they really care about the customers they provide.
-
Eton Bridge is a stellar insurance business. I was able to work with Jasmine. She has been absolutely incredible working with me to help me obtain home insurance for my rental home in Florida. Insurance in FL has been incredibly difficult … More recently and had it not been for Jasmine's tenacity and work ethic it would have taken me much longer to obtain insurance. I really enjoyed working with her. She was transparent, very communicative and most importantly, I can tell she's a problem-solver. I worked with a few other agents who I felt simply took no for an answer and moved onto another client, without taking the time to trouble-shoot or brainstorm. You can train folks to do their jobs, but having that thoughtfulness and mindset to go beyond and dig deeper isn't something you can easily teach. Eton Bridge will be my go to for insurance in FL from now on.
-
For your insurance needs, do not look anywhere else. In this firm, Jasmine is absolutely amazing. Always in touch, always emails updates, very professional. 100% recommend this agency.
-
nothing but a GREAT experience with this company! The insurance world can be confusing as a new business, but Oshrei answered any and all questions we had and truly made this a stress free experience. could not recommend them enough!
-
Oshrei represents the company very well. She was helpful in providing us the insurance coverage we needed. I highly recommend this place for their ability to get things done quickly and professionally.
Iowa Independent Agent vs The Rest
Here is a quick comparison of the differences between an independent agency in Iowa like us, and the various other types of companies that are out there:
| Features & Services | Our Agency | Captive Agent | Online & 1-800 Companies |
|---|---|---|---|
| Access to multiple companies and wide range of products | |||
| Easy switching from company to company without hassle | |||
| Unbiased and objective advice | Tries to sell & support only their one company | Tries to sell & support only their one company | |
| Claims assistance and advocacy | Adjusters are often exclusive to the one company | No help: You vs. adjuster | |
| Policy service from the same person you bought from | To call center | You'll likely never talk to the same person twice | |
| When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent | |||
- Featured Article
Florida law caps Citizens eligibility at $700,000 in rebuild cost ($1 million in Miami-Dade and Monroe). Here is what high-value homeowners do instead.
