Trusted. Local. Independent.
Eton Bridge Insurance has the knowledge and expertise to help with your insurance needs in Massachusetts.
We’re your one-stop-shop for contractors insurance and business insurance. Start a quote by clicking below or give us a call at 407-351-3331 to start the conversation.


High-value home, business, and umbrella insurance across Massachusetts
Founded in 2013 and backed by more than 30 years of experience, Eton Bridge Insurance has served more than 10,000 clients, and we serve Massachusetts households and businesses from our office in Orlando, Florida. From Beacon Hill and Wellesley to Cape Cod, Nantucket, Martha's Vineyard, and the research corridors of Cambridge and Route 128, Massachusetts is home to founders, physicians, academics, and families who have built world-class institutions and remarkable homes. Every client works with a dedicated advisor who handles the details personally, from coverage design and annual reviews to claims, so you can stay focused on what you are building.
Protecting the legacies of Massachusetts builders
Massachusetts has produced generations of innovators and enterprises built on ideas. We serve their founders and families as strategic partners, protecting homes, businesses, intellectual property, and financial interests, and supporting legacy and estate plans with five-star, personal service.
Massachusetts's homeowners market
Older homes, high replacement costs, and coastal exposure shape Massachusetts' homeowners market. Coastal homes on Cape Cod and the Islands often carry separate hurricane or windstorm deductibles, and many end up with the Massachusetts FAIR Plan when private carriers pull back. Estates in Wellesley, Weston, and on the Islands usually belong with high-net-worth carriers. We also cover condos, rental properties, renters, and high-value homes.
Nor'easters, coastal flooding, and winter
The Blizzard of 1978 flooded the South Shore, Hurricane Bob (1991) battered Cape Cod, and the June 2011 Springfield tornado damaged hundreds of homes. Ice dams and frozen pipes are common winter claims. Standard policies exclude flood, so we quote NFIP and private flood for coastal and riverfront homes.
Auto, boat, and business coverage
Massachusetts raised its minimum auto liability limits in July 2025 to $25,000 per person, $50,000 per accident, and $30,000 for property damage, and it requires $8,000 in personal injury protection. Affluent households need far more, so we pair auto with a personal umbrella. We round out your protection with auto, boat, and umbrella coverage. For business owners, we also write business insurance, from business owners policies to commercial property, along with contractors insurance and trucking coverage.
Where we work in Massachusetts
We serve Boston, Worcester, Springfield, Cambridge, Lowell, Brockton, Quincy, Lynn, New Bedford, Fall River, Lawrence, and Newton, along with communities across the state.
Insurance Risks Across Massachusetts
Nor’easters and coastal flooding
Winter nor’easters bring storm surge, coastal erosion and heavy snow. Coastal homes may face named-storm or wind deductibles and limited carrier appetite.
Winter damage
Ice dams, frozen pipes and roof collapse from heavy snow are among the most common winter claims.
The Massachusetts Insurance Market
Clients in Massachusetts are dealing with tight coastal capacity, with the FAIR Plan covering many shoreline properties. As an independent agency, we compare private client and commercial carriers so you are not limited to a single company’s appetite.
Massachusetts Insurance Requirements
Workers compensation: Massachusetts requires workers compensation for employers with one or more employees.
Auto insurance minimums: 25/50/30. These are minimums, not recommendations, and rarely protect the assets of a high-net-worth household.
High Net Worth, Business and Specialty Coverage
We insure high-value homes, vehicles, collections and liability through our high net worth insurance program, protect Massachusetts companies with business insurance, and cover yachts, docks, private aircraft, collector cars, fine art and jewelry through specialty asset insurance.
Massachusetts Cities We Serve
Boston, Brockton, Cambridge, Fall River, Lawrence, Lowell, Lynn, New Bedford, Newton, Quincy, Springfield, Worcester
Massachusetts Insurance FAQs

Get quotes
from multiple insurance companies in Massachusetts
Eton Bridge Insurance has your covered.
We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect. That’s why we work with a wide range of insurance companies and products in Massachusetts to meet your specific needs, including customized coverages.
We don’t work for the insurance company, we work for you.
Concierge Insurance
For Businesses in Massachusetts
…and all other cities throughout Massachusetts.


The Eton Bridge
Difference
Founded in 2013, Eton Bridge Insurance specialize in individually tailored, comprehensive risk-management, drawing upon an extensive and diverse array of professional talent ranging from insurance, to accounting and estate planning, to fully address the needs of our clients in a holistic manner.
Whether you need help choosing the right auto, home, aircraft, yachts, or high net worth coverage, or are looking for the best way to safeguard your business and employees, we will strive to build lasting relationships through education, providing best-in-class service, and remaining steadfast by your side whenever problems may arise.
Massachusetts Independent Agent vs The Rest
Here is a quick comparison of the differences between an independent agency in Massachusetts like us, and the various other types of companies that are out there:
| Features & Services | Our Agency | Captive Agent | Online & 1-800 Companies |
|---|---|---|---|
| Access to multiple companies and wide range of products | |||
| Easy switching from company to company without hassle | |||
| Unbiased and objective advice | Tries to sell & support only their one company | Tries to sell & support only their one company | |
| Claims assistance and advocacy | Adjusters are often exclusive to the one company | No help: You vs. adjuster | |
| Policy service from the same person you bought from | To call center | You'll likely never talk to the same person twice | |
| When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent | |||
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