Private Client Coverage for Your Most Valuable Assets
The assets that matter most to you rarely fit a standard policy. Eton Bridge Insurance builds coverage for waterfront homes, yachts, aircraft, exotic cars, art, collections and jewelry with the same concierge service we bring to every private client. From our Orlando office at 7625 West Sand Lake Rd, Suite 201, we work with specialist carriers to insure what you own at the value it is actually worth.
Docks, Boathouses and Waterfront Structures
Lakefront and coastal estates often have docks, boat lifts, seawalls and boathouses worth hundreds of thousands of dollars. Many standard homeowners policies limit or exclude these structures, especially for wind, wave and storm surge damage. We review how your home policy treats waterfront structures and add scheduled coverage or a separate policy where needed.
- Docks, piers, boat lifts and boathouses
- Seawalls and bulkheads where coverage is available
- Liability for guests and visitors on your dock
Yachts and Boats
Yacht insurance is written on an agreed value basis, so you know what the policy pays for a total loss. Coverage follows your navigation area and season, and should address hurricane haul-out plans, crew, charter use and tenders.
- Agreed value hull and machinery
- Protection and indemnity (liability) and pollution liability
- Crew coverage and medical payments
- Personal effects, tenders and personal watercraft
- Navigation limits for Florida, the Bahamas and beyond
Private Aircraft
Owners of private planes and jets need aviation coverage that matches how the aircraft is used and who flies it. Pilot experience, aircraft type and hangar arrangements all affect terms.
- Hull coverage on an agreed value basis, in flight and on the ground
- Aircraft liability with combined single limits
- Coverage for approved pilots and type ratings
- Hangarkeepers and non-owned aircraft liability
High-End, Exotic and Collector Automobiles
Exotic and collector vehicles lose value differently from everyday cars. Agreed value coverage, OEM parts, specialist repair shops and transport coverage keep a claim from becoming a loss on the value of the vehicle.
- Agreed value for collector and limited-production vehicles
- Original manufacturer parts and choice of repair facility
- Coverage while the vehicle is transported or shown
- High liability limits coordinated with your umbrella
Fine Art and Collections
Paintings, sculpture, wine, rare books, coins and other collections can exceed the limits of a homeowners policy many times over. Scheduled fine art coverage insures each piece for an agreed amount, often with no deductible, and covers breakage and newly acquired pieces.
- Blanket or scheduled coverage at agreed values
- Breakage, transit and loans to museums or exhibitions
- Automatic coverage for newly acquired items
- Market appreciation and pair-and-set provisions
Jewelry and Watches
Fine jewelry and watches should be scheduled individually at appraised values. Coverage applies worldwide and includes mysterious disappearance, which standard home policies usually limit.
- Scheduled coverage at appraised values
- Worldwide protection with no or low deductible
- Mysterious disappearance and accidental loss
- Guidance on appraisal updates
