Eton Bridge Insurance provides high net worth insurance for private clients in Winter Park, from the historic homes near Park Avenue and Rollins College to estates on the Winter Park Chain of Lakes. We are an Orlando-based agency, and Winter Park is part of our home market.
Winter Park’s character comes from its history: brick streets, mature oaks, 1920s architecture, and a deep culture of art collecting. Those same qualities create insurance needs that a standard homeowners policy rarely addresses well, and we build coverage around them.
What Makes Insuring a Home in Winter Park Different
Historic homes and ordinance or law coverage
When an older home is damaged, current building codes and local preservation requirements can add substantially to the cost of repair. Ordinance or law coverage pays for those code-required upgrades. For historic Mediterranean Revival and Colonial homes, we recommend reviewing this limit carefully rather than accepting the policy’s default percentage.
Mature trees and storm damage
Winter Park’s tree canopy is one of its treasures, but large oaks can bring down roofs, screen enclosures, and power lines during tropical storms. We review how your policy handles tree removal, debris cleanup, and damage to outbuildings, pools, and landscaping, which many policies cap at low amounts.
Fine art and collections
Winter Park is home to the Charles Hosmer Morse Museum of American Art and a strong community of collectors. Art, antiques, and jewelry should be scheduled on a valuable articles policy with agreed values, worldwide coverage, and protection for breakage and pair-and-set losses.
Lakefront homes on the Chain of Lakes
Homes on Lakes Virginia, Osceola, Maitland, and the connecting canals face flood and water exposures that should be evaluated on their own merits. We look at your flood zone, elevation, and the value of the home to recommend primary and excess flood coverage.
Older systems and insurability
Florida insurers look closely at roof age, plumbing, and electrical systems in older homes. We help you document updates, obtain inspections, and present the home to carriers so you receive the most favorable terms available.
Coverage and Guides for Winter Park Clients
High Net Worth
Insurance Coverages
When it comes to replacing the lost income of high earners, traditional insurance plans are often times inadequate because the policy language is too restrictive.
If you are a high earner, don’t jeopardize your family’s financial well-being. Contact us to find out how high net worth coverage can assure that everything you’ve worked for will be protected!
High Value
Vehicles
Just like many standard homeowners policies are inadequate for high value homes, the same can be said for high value auto insurance. Traditional auto insurance policies are often times more restrictive than you might need if you have a high value vehicle.
We can help you whether you’re looking for high value homeowners insurance, auto, or umbrella, we will work together with you to build a custom insurance program for your specific needs.
Policies that are referred to as “high value” policies are often times really just standard H03 policies with riders attached to beef them up. Insuring your home adequately is serious business.
What many homeowners don’t realize is that most standard H03 policies (fancy word for homeowners policy contract) aren’t robust enough to handle a high value home.
Customized Coverage Options
Jewelry & Watches
Collections
Fine Art
Eton Bridge
Process
Our team of knowledgeable agents are experts at finding the right coverage for your family, or your business. Get your insurance quote now.
