Eton Bridge Insurance provides high net worth insurance for private clients in Windermere, Isleworth, Keene’s Pointe, and the neighborhoods surrounding the Butler Chain of Lakes in west Orange County. Our Orlando headquarters is minutes away, so we know these homes, their lakefront exposures, and the gated communities that surround them.
Lakefront estates here often come with private docks, boathouses, seawalls, guest houses, and collections that standard homeowners policies were never designed to handle. We build private client programs that reflect the true cost to rebuild, the boats on the water, and the valuables inside.
What Makes Insuring a Home in Windermere Different
Lakefront living on the Butler Chain
Homes on the Butler Chain of Lakes enjoy some of the best water in Central Florida, but docks, boathouses, boat lifts, and seawalls are often limited or excluded on standard policies. We confirm these structures are scheduled with adequate limits and that flood and wind exposures from the lake are addressed, not assumed.
Hurricane wind, far from the coast
Central Florida is not immune to hurricanes. Hurricane Charley crossed Orange County in 2004, and Hurricane Ian brought damaging wind and record rainfall to the Orlando area in 2022. Your hurricane deductible, often a percentage of your dwelling limit, matters as much here as it does on the coast, and we help you choose one that fits your balance sheet.
Custom construction and true rebuilding cost
Isleworth and Keene’s Pointe homes are frequently custom-built with imported stone, millwork, and specialty systems. A policy written on a builder’s average cost per square foot can leave a significant gap. We recommend a professional replacement cost appraisal and, where available, extended or guaranteed replacement cost coverage.
Sinkholes and ground movement
Florida law requires catastrophic ground cover collapse coverage, but broader sinkhole coverage is optional and must usually be added. We explain the difference and help you decide whether additional sinkhole protection makes sense for your property.
Boats, golf carts, and liability
Many Windermere families keep a ski boat or tender on the lake and golf carts in the garage. Most homeowners policies provide little or no coverage for these, so we place watercraft coverage and coordinate golf cart and liability protection under a personal umbrella.
Coverage and Guides for Windermere & Isleworth Clients
High Net Worth
Insurance Coverages
When it comes to replacing the lost income of high earners, traditional insurance plans are often times inadequate because the policy language is too restrictive.
If you are a high earner, don’t jeopardize your family’s financial well-being. Contact us to find out how high net worth coverage can assure that everything you’ve worked for will be protected!
High Value
Vehicles
Just like many standard homeowners policies are inadequate for high value homes, the same can be said for high value auto insurance. Traditional auto insurance policies are often times more restrictive than you might need if you have a high value vehicle.
We can help you whether you’re looking for high value homeowners insurance, auto, or umbrella, we will work together with you to build a custom insurance program for your specific needs.
Policies that are referred to as “high value” policies are often times really just standard H03 policies with riders attached to beef them up. Insuring your home adequately is serious business.
What many homeowners don’t realize is that most standard H03 policies (fancy word for homeowners policy contract) aren’t robust enough to handle a high value home.
Customized Coverage Options
Jewelry & Watches
Collections
Fine Art
Eton Bridge
Process
Our team of knowledgeable agents are experts at finding the right coverage for your family, or your business. Get your insurance quote now.
