High Net Worth Home Insurance in Miami, FL

Insurance For

Private Clients in Miami

Eton Bridge Solutions provides high net worth home insurance for private clients in Miami and across Miami-Dade County, Florida. Whether you own a waterfront home in Coral Gables or Coconut Grove, a luxury condominium overlooking Biscayne Bay, or a seasonal residence, we help protect high-value properties along with vehicles, jewelry & watches, fine art and collections.

Coastal South Florida homes and high-rise residences can involve coverage questions that a standard policy may not fully answer, from condominium association requirements to the rebuilding cost of custom construction and the value of art or jewelry kept at home. Our team helps Miami clients review those exposures and explore insurance designed specifically for high net worth households.

High Net Worth

Insurance Coverages

When it comes to replacing the lost income of high earners, traditional insurance plans are often times inadequate because the policy language is too restrictive.

If you are a high earner, don’t jeopardize your family’s financial well-being. Contact us to find out how high net worth coverage can assure that everything you’ve worked for will be protected!

  • Primary, secondary, vacation homes

  • Private collections & collectibles

  • Identity theft

  • Kidnap and ransom

  • Rugs & furs

  • High end furniture

  • Artwork

  • High end autos

High Net Worth Home Insurance in Miami, FL
High Net Worth Home Insurance in Miami, FL
High Net Worth Home Insurance in Miami, FL
High Net Worth Home Insurance in Miami, FL

High Value

Vehicles

Just like many standard homeowners policies are inadequate for high value homes, the same can be said for high value auto insurance. Traditional auto insurance policies are often times more restrictive than you might need if you have a high value vehicle.

We can help you whether you’re looking for high value homeowners insurance, auto, or umbrella, we will work together with you to build a custom insurance program for your specific needs.

High Value

Properties

We can customize a high value homeowners policy specifically for your home — no cookie cutter policies here.

Policies that are referred to as “high value” policies are often times really just standard H03 policies with riders attached to beef them up. Insuring your home adequately is serious business.

What many homeowners don’t realize is that most standard H03 policies (fancy word for homeowners policy contract) aren’t robust enough to handle a high value home.

High Net Worth Home Insurance in Miami, FL

Customized Coverage Options

High Net Worth Home Insurance in Miami, FL

Jewelry & Watches

High Net Worth Home Insurance in Miami, FL

Collections

High Net Worth Home Insurance in Miami, FL

Fine Art

Eton Bridge

Process

Our team of knowledgeable agents are experts at finding the right coverage for your family, or your business. Get your insurance quote now.

High Net Worth Home Insurance in Miami, FL

Thorough Inspection

Quoting a high value home is different than quoting a standard home. 95% of the time, we will need to do a thorough, on-site inspection of the property to identify certain characteristics and the overall build quality of the home.

Prepare Documents

After we collect this information, we will then need to prepare the necessary documentation and applications to submit our proposal to the high value insurance carrier.

High Net Worth Home Insurance in Miami, FL
High Net Worth Home Insurance in Miami, FL

Adjust Coverages

After the insurance company reviews the applications and returns their initial quote, we may need to adjust certain limits and coverages.

Ensure Accuracy

Once the quote is agreed upon and bound, the insurance company will often times complete their own physical survey and inspection of the home a few weeks later to ensure that the policy is 110% accurate.

High Net Worth Home Insurance in Miami, FL