Lake Nona, FL

Insurance For

Private Clients in Lake Nona

Eton Bridge Insurance provides high net worth insurance for private clients in Lake Nona, including Lake Nona Golf & Country Club, Laureate Park, and the luxury neighborhoods of southeast Orlando. We are based in Orlando and work with Lake Nona families, physicians, and executives every day.

Lake Nona’s homes are newer, more technologically advanced, and often owned by professionals with significant income and liability exposure. That combination calls for a private client program that rewards modern construction and protects what you have built.

What Makes Insuring a Home in Lake Nona Different

Newer construction earns better terms

Homes built under the modern Florida Building Code typically have stronger roof attachments, impact-rated openings, and better wind resistance. A wind mitigation inspection documents those features and can produce meaningful premium credits. We make sure your home receives every credit it qualifies for.

Smart homes and personal cyber risk

Connected security, lighting, and climate systems are standard in many Lake Nona homes. Personal cyber coverage can help with identity theft, online fraud, cyber extortion, and restoring compromised home systems, and it is often available as an endorsement on a private client policy.

Professional and personal liability

Physicians, researchers, and executives in Lake Nona’s medical and business community carry visible personal liability exposure. A personal umbrella with limits matched to your net worth protects against lawsuits that could reach personal assets beyond your homeowners and auto limits.

Golf course and lakefront homes

Homes along fairways and lakes face exposures from errant golf balls, flood, and water damage. We review your flood zone and recommend flood coverage even outside high-risk zones, since a significant share of flood claims come from moderate- and low-risk areas.

Luxury and electric vehicles

High-value electric and performance vehicles can cost far more to repair than average cars. We look for auto coverage with agreed or stated values where appropriate, original manufacturer parts, and high liability limits that coordinate with your umbrella.

Coverage and Guides for Lake Nona Clients

High Net Worth

Insurance Coverages

When it comes to replacing the lost income of high earners, traditional insurance plans are often times inadequate because the policy language is too restrictive.

If you are a high earner, don’t jeopardize your family’s financial well-being. Contact us to find out how high net worth coverage can assure that everything you’ve worked for will be protected!

  • Primary, secondary, vacation homes

  • Private collections & collectibles

  • Identity theft

  • Kidnap and ransom

  • Rugs & furs

  • High end furniture

  • Artwork

  • High end autos

Lake Nona, FL
Lake Nona, FL
Lake Nona, FL
Lake Nona, FL

High Value

Vehicles

Just like many standard homeowners policies are inadequate for high value homes, the same can be said for high value auto insurance. Traditional auto insurance policies are often times more restrictive than you might need if you have a high value vehicle.

We can help you whether you’re looking for high value homeowners insurance, auto, or umbrella, we will work together with you to build a custom insurance program for your specific needs.

High Value

Properties

We can customize a high value homeowners policy specifically for your home — no cookie cutter policies here.

Policies that are referred to as “high value” policies are often times really just standard H03 policies with riders attached to beef them up. Insuring your home adequately is serious business.

What many homeowners don’t realize is that most standard H03 policies (fancy word for homeowners policy contract) aren’t robust enough to handle a high value home.

Lake Nona, FL

Customized Coverage Options

Lake Nona, FL

Jewelry & Watches

Lake Nona, FL

Collections

Lake Nona, FL

Fine Art

Eton Bridge

Process

Our team of knowledgeable agents are experts at finding the right coverage for your family, or your business. Get your insurance quote now.

Lake Nona, FL

Thorough Inspection

Quoting a high value home is different than quoting a standard home. 95% of the time, we will need to do a thorough, on-site inspection of the property to identify certain characteristics and the overall build quality of the home.

Prepare Documents

After we collect this information, we will then need to prepare the necessary documentation and applications to submit our proposal to the high value insurance carrier.

Lake Nona, FL
Lake Nona, FL

Adjust Coverages

After the insurance company reviews the applications and returns their initial quote, we may need to adjust certain limits and coverages.

Ensure Accuracy

Once the quote is agreed upon and bound, the insurance company will often times complete their own physical survey and inspection of the home a few weeks later to ensure that the policy is 110% accurate.

Lake Nona, FL