Golden Oak & Lake Buena Vista, FL

Insurance For

Private Clients in Golden Oak & Lake Buena Vista

Eton Bridge Insurance provides high net worth insurance for private clients in Golden Oak, the private residential community at Walt Disney World, and the surrounding Lake Buena Vista area. Golden Oak is also home to the Four Seasons Resort Orlando, and its residents expect a comparable level of service from their advisors.

Many Golden Oak homes are second or third residences for families who live elsewhere for much of the year, including international owners. We design coverage for custom estates, seasonal occupancy, and the collections and vehicles that come with them.

What Makes Insuring a Home in Golden Oak Different

Custom estates with exacting standards

Golden Oak homes are built to strict architectural standards with custom finishes that are expensive to replicate. We recommend a professional replacement cost appraisal and extended or guaranteed replacement cost coverage so the policy can rebuild the home as it was designed.

Second homes and seasonal occupancy

Policies often limit coverage for homes that are vacant or unoccupied for extended periods, and water damage that goes unnoticed for weeks can be severe. We review occupancy provisions and recommend water leak detection, automatic shutoff valves, and a home watch arrangement, which can also earn credits with private client carriers.

International and multi-state owners

Families who own homes in several states or countries benefit from a single private client program that coordinates property, auto, collections, and liability. We work with carriers that can insure multiple residences and provide worldwide coverage for valuables and liability.

Hurricane preparedness when you are away

If a storm approaches while you are out of state, someone needs to secure the property. Some private client carriers offer hurricane preparation services for qualifying homes. We help you put a written storm plan in place with your property manager.

Guests, staff, and liability

Entertaining, household staff, and visiting family all create liability exposure. A personal umbrella and, where you employ domestic workers, employer’s liability coverage help protect you from claims that fall outside a standard homeowners policy.

Coverage and Guides for Golden Oak & Lake Buena Vista Clients

High Net Worth

Insurance Coverages

When it comes to replacing the lost income of high earners, traditional insurance plans are often times inadequate because the policy language is too restrictive.

If you are a high earner, don’t jeopardize your family’s financial well-being. Contact us to find out how high net worth coverage can assure that everything you’ve worked for will be protected!

  • Primary, secondary, vacation homes

  • Private collections & collectibles

  • Identity theft

  • Kidnap and ransom

  • Rugs & furs

  • High end furniture

  • Artwork

  • High end autos

Golden Oak & Lake Buena Vista, FL
Golden Oak & Lake Buena Vista, FL
Golden Oak & Lake Buena Vista, FL
Golden Oak & Lake Buena Vista, FL

High Value

Vehicles

Just like many standard homeowners policies are inadequate for high value homes, the same can be said for high value auto insurance. Traditional auto insurance policies are often times more restrictive than you might need if you have a high value vehicle.

We can help you whether you’re looking for high value homeowners insurance, auto, or umbrella, we will work together with you to build a custom insurance program for your specific needs.

High Value

Properties

We can customize a high value homeowners policy specifically for your home — no cookie cutter policies here.

Policies that are referred to as “high value” policies are often times really just standard H03 policies with riders attached to beef them up. Insuring your home adequately is serious business.

What many homeowners don’t realize is that most standard H03 policies (fancy word for homeowners policy contract) aren’t robust enough to handle a high value home.

Golden Oak & Lake Buena Vista, FL

Customized Coverage Options

Golden Oak & Lake Buena Vista, FL

Jewelry & Watches

Golden Oak & Lake Buena Vista, FL

Collections

Golden Oak & Lake Buena Vista, FL

Fine Art

Eton Bridge

Process

Our team of knowledgeable agents are experts at finding the right coverage for your family, or your business. Get your insurance quote now.

Golden Oak & Lake Buena Vista, FL

Thorough Inspection

Quoting a high value home is different than quoting a standard home. 95% of the time, we will need to do a thorough, on-site inspection of the property to identify certain characteristics and the overall build quality of the home.

Prepare Documents

After we collect this information, we will then need to prepare the necessary documentation and applications to submit our proposal to the high value insurance carrier.

Golden Oak & Lake Buena Vista, FL
Golden Oak & Lake Buena Vista, FL

Adjust Coverages

After the insurance company reviews the applications and returns their initial quote, we may need to adjust certain limits and coverages.

Ensure Accuracy

Once the quote is agreed upon and bound, the insurance company will often times complete their own physical survey and inspection of the home a few weeks later to ensure that the policy is 110% accurate.

Golden Oak & Lake Buena Vista, FL