Eton Bridge Insurance provides high net worth insurance for private clients in Celebration, the master-planned town in Osceola County originally developed by Disney. From estate homes along the golf course to lakefront properties near the town center, we help Celebration families protect their homes and everything in them.
Celebration’s homes are now old enough that roofs and systems matter to insurers, and many owners have added pools, outdoor kitchens, and renovations that a standard policy may not fully reflect. We build coverage around the home you have today.
What Makes Insuring a Home in Celebration Different
Roof age and insurability
Celebration’s first homes were built in the mid-1990s, and Florida insurers scrutinize roofs as they age. Roof replacement, a current four-point inspection, and a wind mitigation report can open the door to better carriers and lower premiums. We help you gather and present that documentation.
Renovations and rebuilding cost
Kitchen remodels, outdoor living spaces, and upgraded finishes raise the cost to rebuild. If your dwelling limit has not been updated since the improvements, you may be underinsured. We review your limits and recommend extended replacement cost where available.
Lakes, ponds, and flood
Celebration’s lakes and stormwater ponds are part of its appeal, but heavy tropical rain can overwhelm drainage. Hurricane Ian caused widespread flooding in parts of Osceola County in 2022. Flood insurance is worth considering even outside high-risk zones.
Association rules and liability
Pools, trampolines, golf carts, and dogs all add liability exposure. A personal umbrella provides an additional layer of protection above your home and auto policies at a modest cost.
Coverage and Guides for Celebration Clients
High Net Worth
Insurance Coverages
When it comes to replacing the lost income of high earners, traditional insurance plans are often times inadequate because the policy language is too restrictive.
If you are a high earner, don’t jeopardize your family’s financial well-being. Contact us to find out how high net worth coverage can assure that everything you’ve worked for will be protected!
High Value
Vehicles
Just like many standard homeowners policies are inadequate for high value homes, the same can be said for high value auto insurance. Traditional auto insurance policies are often times more restrictive than you might need if you have a high value vehicle.
We can help you whether you’re looking for high value homeowners insurance, auto, or umbrella, we will work together with you to build a custom insurance program for your specific needs.
Policies that are referred to as “high value” policies are often times really just standard H03 policies with riders attached to beef them up. Insuring your home adequately is serious business.
What many homeowners don’t realize is that most standard H03 policies (fancy word for homeowners policy contract) aren’t robust enough to handle a high value home.
Customized Coverage Options
Jewelry & Watches
Collections
Fine Art
Eton Bridge
Process
Our team of knowledgeable agents are experts at finding the right coverage for your family, or your business. Get your insurance quote now.
