Eton Bridge Insurance provides high net worth insurance for private clients in Bay Hill, Dr. Phillips, and the Sand Lake area of southwest Orlando. Bay Hill, long associated with Arnold Palmer and the Bay Hill Club & Lodge, and the lakefront neighborhoods of Dr. Phillips are among Central Florida’s most established luxury communities.
Homes here range from mature estates built decades ago to newly rebuilt properties on prime lots. We help owners insure both, along with the vehicles, collections, and liability exposure that come with them.
What Makes Insuring a Home in Bay Hill & Dr. Phillips Different
Golf course homes
Homes on the fairways face routine exposure to errant golf balls and the liability of golf carts and guests. We confirm how your policy handles window and screen damage, and we coordinate golf cart coverage and personal umbrella limits.
Mature homes and renovations
Many Bay Hill and Dr. Phillips homes have been renovated over the years. Insurers look closely at roof age and the condition of plumbing and electrical systems. We help document updates and recommend ordinance or law coverage to pay for code upgrades after a loss.
Lakefront exposure
Homes on Big Sand Lake and the area’s other lakes should be evaluated for flood and water damage on their own merits, regardless of the flood zone map. National Flood Insurance Program policies cap building coverage at $250,000 and contents at $100,000, which is why most high-value homes pair an NFIP or private primary policy with excess flood coverage.
Hurricane wind in Central Florida
Hurricanes Charley in 2004 and Ian in 2022 both brought damaging wind to the Orlando area. We help you choose a hurricane deductible you are comfortable with and confirm the home’s wind mitigation features are documented for credits.
Collections and entertaining
Wine cellars, art, and jewelry deserve agreed-value coverage on a valuable articles policy, and frequent entertaining makes a robust personal umbrella essential.
Coverage and Guides for Bay Hill & Dr. Phillips Clients
High Net Worth
Insurance Coverages
When it comes to replacing the lost income of high earners, traditional insurance plans are often times inadequate because the policy language is too restrictive.
If you are a high earner, don’t jeopardize your family’s financial well-being. Contact us to find out how high net worth coverage can assure that everything you’ve worked for will be protected!
High Value
Vehicles
Just like many standard homeowners policies are inadequate for high value homes, the same can be said for high value auto insurance. Traditional auto insurance policies are often times more restrictive than you might need if you have a high value vehicle.
We can help you whether you’re looking for high value homeowners insurance, auto, or umbrella, we will work together with you to build a custom insurance program for your specific needs.
Policies that are referred to as “high value” policies are often times really just standard H03 policies with riders attached to beef them up. Insuring your home adequately is serious business.
What many homeowners don’t realize is that most standard H03 policies (fancy word for homeowners policy contract) aren’t robust enough to handle a high value home.
Customized Coverage Options
Jewelry & Watches
Collections
Fine Art
Eton Bridge
Process
Our team of knowledgeable agents are experts at finding the right coverage for your family, or your business. Get your insurance quote now.
