A wind mitigation inspection documents features that help a home resist hurricane winds, such as roof shape, roof-to-wall connections, secondary water resistance, and impact-rated windows and doors. Florida insurers are required to offer premium discounts for qualifying features, so a current inspection can produce meaningful savings.
Related FAQs
Make sure everyone is safe, then photograph and video all damage before cleaning up. Make temporary repairs to prevent further damage, such as tarping a roof, and keep every receipt. ...
No. Storm surge is flooding and is covered only by a flood insurance policy. After a hurricane, a home may have both wind damage, covered by the homeowners policy, and ...
Usually not. Once a hurricane watch or warning is issued for your area, insurers typically suspend new policies and coverage increases until the storm passes. Coverage changes need to be ...
Most Florida homeowners policies have a separate hurricane deductible, usually 2, 5, or 10 percent of the dwelling coverage limit rather than a flat dollar amount. On a $3 million ...
