Many Florida yacht policies require a written hurricane plan describing where the vessel will go and how it will be secured when a named storm threatens, such as hauling out, moving to a hurricane-rated marina, or relocating out of the storm’s path. Failing to follow the plan can jeopardize named storm coverage.
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Injuries to professional captains and crew are generally governed by maritime law, including the Jones Act, rather than state workers' compensation. Crew coverage, often called maritime employers liability, can be ...
Usually not. Personal yacht policies typically exclude charter use. If you charter your vessel to others, even occasionally, it needs to be insured for commercial charter operations, including appropriate liability ...
Navigation limits define where your vessel is permitted to travel under the policy. Some policies restrict navigation or apply different terms during hurricane season. If you plan to cruise to ...
Many yacht policies apply a separate, higher deductible to damage from a named tropical storm or hurricane, often expressed as a percentage of the hull value. Some policies reduce this ...
