FAQs

Personal cyber insurance helps families recover from cyber extortion, fraud, identity theft, data restoration, and online harassment. Depending on the policy, it may cover some social engineering and wire fraud ...

The policy must reflect how the property is owned. The trust or LLC, its trustees or members, and the family members who live in the home should be properly named ...

Families who employ nannies, house managers, chefs, or other staff should consider workers' compensation, employment practices liability, and appropriate auto coverage. Florida does not require workers' compensation for most domestic ...

Many advisors suggest a limit at least equal to your net worth, adjusted for future earnings and specific exposures such as pools, docks, boats, rental properties, teen drivers, household staff, ...

A personal umbrella sits above your home, auto, and watercraft liability coverage and pays once those limits are exhausted. It may also cover certain claims the underlying policies do not, ...

The owning entity, the operator, and any management company should all be properly named on the policy. If the aircraft is placed on a charter certificate, the owner's and operator's ...

A pilot warranty specifies who may fly the aircraft and the qualifications they must meet, such as total flight hours, hours in type, recurrent training, and medical certification. If the ...

Usually not. Most personal umbrella policies exclude owned aircraft, so the aviation policy itself must carry the liability limits you need. We coordinate aviation coverage with the rest of your ...

A combined single limit provides one total amount of liability coverage for bodily injury and property damage from a single occurrence. Business jet owners commonly carry limits well into eight ...

Aircraft policies typically include hull coverage for physical damage to the aircraft, usually on an agreed value basis, and liability coverage for bodily injury and property damage to passengers and ...