Eton Bridge Solutions offers a variety of business & personal insurance options. To get started, please choose your type of insurance you want below, or give us a call at 407-351-3331. You can expect a quote or call from one of our agents shortly.
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Frequently Asked Questions
Prices can vary based on your needs, but at Eton Bridge Solutions the price of escape room insurance starts at $803.
Escape room insurance protects against costly claims that would cause severe financial damage in the absence of insurance. In addition, for businesses that rent or lease space, the landlord is almost certain to require the escape room carry liability insurance. Eton Bridge Solutions escape rooms insurance program solves the puzzle of satisfying landlord insurance requirements.
Here are some scenarios where insurance might come to the escape room’s defense in the event of a crisis.
Scenario 1:
A group of college students get carried away during a game and try to forcibly open a prop that was not intended to be opened. As they are trying to pull it apart, on of the participants slips and cuts his head on another prop that is mounted to the wall. The cut is severe and requires stitches. Even though the student contributed to his own injury by ignoring the rules, and even though he signed a waiver, he sends a letter demanding the escape room owner pay his medical bills. The owner immediately forwards the letter to the insurance carrier claims adjuster who takes the matter over from there.
Scenario 2:
A fire breaks out in a adjoining part of the building where an escape room is located. Significant smoke damage causes props, audio-visual equipment, and computers to be replaced. In addition, the escape room is not able to operate for over a week while their property is being repaired, and they lose income they would have otherwise received. Fortunately, the escape room’s owner purchased the optional contents and equipment coverage through Eton Bridge Solutions. The owner works with the claims adjuster to recover a large portion of the loss and expense caused by the smoke.
Eton Bridge Solutions delivers the ability to quote and buy affordable escape room insurance immediately and come back to your account anytime you want. You can secure all necessary documentation online and, once coverage is purchased, eligible additional insureds can be added for no additional cost. Need a copy of the policy? Go online anytime to print a copy of the insurance policy/certificate of insurance, add an additional insured, review coverage, or report a claim. Hopefully everything goes smoothly throughout the year, but if an accident occurs where insurance is needed, we provide an easy , hassle-free process to report and manage the claim.
Think of your trucking insurance premium on a risk meter. The more potential risk an insurance carrier views the higher the premium. Here are the major factors when a carrier determines your rate:
- Your Drivers History:Â A clean driving record in any case will help you secure a much lower rate v.s a driving record which has a history of accidents, violations, and more.
- Business Timeline:Â How long you’ve been in business is a huge factor to determining the premium price. In most cases, businesses with over 2 years will receive a much lower premium than businesses that have less than 2 years.
- Cargo:Â What you haul in your truck and how heavy it is being hauled will impact the risk level which will change the premium.
- Location + Operating Radius:Â The longer the operating distance the higher the premium will usually be. Longer distance means more risk because a driver has an increased risk of accidents, falling asleep behind the wheel, loosing focus on the road, and changing weather conditions throughout different areas.
- Vehicle Type:Â Â The heavier the truck, the more the premium will increase. Heavy truck means more risk in event of an accident.
Commercial truck insurance rates are high because insurance companies know that there’s a higher risk of injury and accidents.  Why have the rates risen in the past decade? US Commercial truck insurance rates have risen dramatically over the past few years due to the numerous cases of accidents caused by commercial trucks due to inattentive driving as well as a decreased supply of drivers.
All insurers charge different rates for new trucking companies and owner-operators. You are legally allowed to start a trucking company without a CDL, but if you plan on driving the truck, it is a requirement to have a CDL. Premiums are generally higher when it is not owned by an individual who drives.
Doing your research upfront, taking good care of your truck, and looking for the least expensive coverage available are three ways to save money on trucking insurance.
- Keep your driving record extra clean to get better rates on your auto insurance policy.
- Look into other cheaper options outside of traditional captive insurance agencies. We are an independent insurance agency which means we can quote from a variety of insurance carriers.
Other factors in premium include what you’re hauling, driving radius, time in business, # of trucks, type of trucks, tickets/accidents, the driver(s) history and experience.
Typically, a trucking company will be insured for these lines of coverage: Auto Liability, General Liability, Physical Damage, Motor Cargo Coverage, Comprehensive/Collision Insurance. Contact us at 407-351-3331 for more information about protecting your trucking firms assets.
A claim will affect your premium differently based on the covered riders and the severity of loss. On average, 3 years.
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