Specialized Insurance For
Manufacturing & Distribution
Comprehensive Coverage for Manufacturers, Suppliers, and Distributors.
At Eton Bridge Solutions, we understand the complex risks faced by manufacturers and distributors across a variety of industries. From product liability and equipment breakdown to supply chain disruptions and cyber threats, we provide tailored insurance solutions to protect businesses from financial and operational risks. Whether you manufacture industrial machinery, medical devices, or consumer goods, we offer customized policies designed to safeguard your business, employees, and products.
We serve a wide range of manufacturing and distribution businesses, ensuring they have coverage that meets their specific operational and liability risks.
Manufacturing & Distribution Industries
Aviation, Aerospace, & Satellite Manufacturing
Manufacturers of aircraft, and satellite parts face significant risks related to product defects, recalls, and liability claims due to safety concerns.
These businesses require products liability insurance to protect against defective parts, general liability for bodily injury and property damage, and foreign liability coverage for international supply chains.
Product recall insurance is critical for businesses in this sector, as recalls can be financially devastating.
Examples of businesses covered:
Chemical, Pharmaceutical & Cosmetic Manufacturing
Companies producing chemical products, pharmaceuticals, nutraceuticals, and cosmetic/beauty products face stringent regulatory requirements and heightened liability risks.
Product pollution insurance helps protect against environmental damage claims, while products liability insurance covers injuries or reactions caused by chemical exposure.
Recalls and limited product withdrawal coverage are critical for ensuring compliance with safety regulations.
Examples of businesses covered:
Electronics & Technology Component Manufacturing
Manufacturers of electronic and computer components face risks related to product failures, cybersecurity threats, and intellectual property disputes.
Professional liability (E&O) is essential for businesses that develop and distribute complex electronic systems, while cyber insurance helps protect against data breaches and system failures.
Stock throughput and marine liability coverage ensure protection for raw materials and finished goods during shipping.
Examples of businesses covered:
Food, Beverage & Consumer Goods Manufacturing
Manufacturers of food, beverages, and consumer goods must address product contamination, spoilage, and recall risks.
Product recall insurance is crucial to mitigate financial losses, while general liability covers injuries resulting from food-borne illnesses or defective packaging.
Stock throughput coverage helps ensure raw ingredients and finished products remain insured throughout the supply chain.
Examples of businesses covered:
Industrial Machinery & Metal Fabrication
Manufacturers of machinery, metal, and steel products require equipment breakdown insurance to protect against mechanical failures that could halt production.
Products liability insurance is necessary to cover defects that cause machinery failures, while worker’s compensation ensures protection for employees operating heavy machinery.
Examples of businesses covered:
Plastics, Rubber & Wood Products Manufacturing
Businesses that produce plastics, rubber, or wood products often handle flammable materials, specialized molds, and cutting equipment, increasing fire and injury risks.
General liability covers operational hazards, while product pollution insurance helps manage environmental liabilities.
Equipment breakdown and stock throughput insurance protect production lines and raw materials.
Examples of businesses covered:
Sporting Goods, Textiles & Play Equipment
Manufacturers of sporting goods, textiles, playground equipment, and paper products must address safety concerns, regulatory compliance, and liability claims related to product misuse or defects.
Products liability insurance is essential to cover injury claims, while excess liability coverage provides additional protection for high-risk product lines.
Examples of businesses covered:
Recommended insurance policies for manufacturing businesses
Manufacturing involves multiple stakeholders and dependencies, resulting in unique risks. To protect your business, the following insurance policies are recommended:
General Liability Insurance
Covers common risks such as customer property damage, personal injuries, and slip-and-fall accidents. This policy is essential for protecting your business from financial loss due to lawsuits or claims.
Business Owners Policy (BOP)
Combines general liability and property insurance into one cost-effective package. This policy is ideal for small businesses looking to save on insurance costs while getting comprehensive coverage.
Workers Compensation Insurance
Required in almost every state, this policy covers medical expenses and lost wages for employees who get injured on the job. It also protects sole proprietors from work-related injury costs that health insurance might not cover.
Commercial Auto Insurance
Covers property damage and injuries resulting from accidents involving your business vehicle. Each state has its own requirements for auto liability insurance, making this policy necessary for businesses with company vehicles.
Cyber Liability Insurance
This policy is essential for protecting against data breaches and cyberattacks. This insurance covers the costs of notifying clients, investigating breaches, and monitoring for fraud.
Commercial Umbrella Insurance
Provides additional liability coverage beyond the limits of your existing policies, such as general liability, auto liability, and employers’ liability.
