Eton Bridge Solutions

Insurance for
Escape Rooms

Why do I need

Escape Room Insurance?

More and more people are discovering the fun, one-of-a-kind entertainment experience escape rooms offer. An interactive experience takes the entertainment factor to a new level, but it carries a certain level of risk and the need for affordable insurance protection.

Eton Bridge Solutions puts all the pieces together to deliver a program that provides escape room insurance for general liability claims with the option to add coverage for escape room property such as computers, props, themed decor, and equipment. The program is custom made for escape rooms specializing in clues, puzzles, and themes with styles including fantasy, science, futuristic, murder mystery, seasonal, and more. This U.S. based program is available in all states with the ability to quote and purchase coverage online in a matter of minutes.

Answers to

Escape Room Insurance Questions?

How much does escape room insurance cost?

Prices can vary based on your needs, but at Eton Bridge Solutions the price of escape room insurance starts at $803.

What exactly does escape room insurance provide?

Escape room insurance protects against costly claims that would cause severe financial damage in the absence of insurance. In addition, for businesses that rent or lease space, the landlord is almost certain to require the escape room carry liability insurance. The Eton Bridge Solutions escape rooms insurance program solves the puzzle of satisfying landlord insurance requirements.

What are some examples of when escape room insurance would be used?

Here are some scenarios where insurance might come to the escape room’s defense in the event of a crisis.

Scenario 1:

A group of college students get carried away during a game and try to forcibly open a prop that was not intended to be opened. As they are trying to pull it apart, on of the participants slips and cuts his head on another prop that is mounted to the wall. The cut is severe and requires stitches. Even though the student contributed to his own injury by ignoring the rules, and even though he signed a waiver, he sends a letter demanding the escape room owner pay his medical bills. The owner immediately forwards the letter to the insurance carrier claims adjuster who takes the matter over from there.

Scenario 2:

A fire breaks out in a adjoining part of the building where an escape room is located. Significant smoke damage causes props, audio-visual equipment, and computers to be replaced. In addition, the escape room is not able to operate for over a week while their property is being repaired, and they lose income they would have otherwise received. Fortunately, the escape room’s owner purchased the optional contents and equipment coverage through Eton Bridge Solutions. The owner works with the claims adjuster to recover a large portion of the loss and expense caused by the smoke.

Why should I purchase coverage through Eton Bridge Solutions?

Eton Bridge Solutions delivers the ability to quote and buy affordable escape room insurance immediately and come back to your account anytime you want. You can secure all necessary documentation online and, once coverage is purchased, eligible additional insureds can be added for no additional cost. Need a copy of the policy? Go online anytime to print a copy of the insurance policy/certificate of insurance, add an additional insured, review coverage, or report a claim. Hopefully everything goes smoothly throughout the year, but if an accident occurs where insurance is needed, we provide an easy , hassle-free process to report and manage the claim.

Escape Room

Insurance Coverages

Liability insurance is essential for escape room businesses. It provides protection against potential legal and financial liabilities from accidents, injuries, and property damage that may occur.

Ensure compliance with venue regulations and have peace of mind knowing you’re protected against unexpected incidents that could impact the success of your escape room.

General Liability protects against claims related to third-party bodily injury and property damage.

Eton Bridge Solutions‘ general liability coverage includes a blanket additional insured endorsement, enabling you to designate the manager, lessor, or owner of your venue, as well as the city or local municipality, as additional insured parties at no additional cost to fulfill contractual obligations.

Standard Policy Limits:
General Liability Aggregate $2,000,000
Products/Completed Operations $1,000,000
Personal/Advertising Injury $1,000,000
Each Occurrence $1,000,000
Damages to Premises Rented to You $100,000
Medical Expense Limit: $5,000
Blanket Additional Insured: Included (as required by written contract)

This is an extra layer of liability coverage that sits on top of the primary general liability occurrence and aggregate limits to fulfill higher limit requirements mandated in contracts.

Excess / umbrella liability limits up to $10 million are available for an additional premium, and subject to underwriter approval.

Workers’ Compensation Insurance is a crucial form of coverage that protects both employers and employees in the escape room for work-related injuries or illnesses. This insurance provides financial support to cover medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job. Additionally, it helps protect businesses from legal liability by covering the costs associated with employee lawsuits related to workplace injuries.
This is an endorsement to the general liability policy that waives the insurance carrier’s right to seek compensation for losses from a negligent third party after paying out a claim. Coverage may be included for an additional premium when required by written contract in favor of the manager, lessor, or owner of your escape room venue as well as the city or local municipality.
Primary Non-Contributory is an endorsement to the general liability policy that designates the coverage as primary and non-contributory over other insurance policies held by the policy holder in favor of additional insured entity. May be added for additional premium when required by written contract in favor of the manager, lessor, or owner of your event venue as well as the city or local municipality.
Escape Room Insurance
Escape Room Insurance

Escape room insurance is just a few clicks away

Escape Room Insurance

Availability

We’re ready when you are. Quotes, policies, and certificates are always available, even in the middle of the night.

Escape Room Insurance

Speed

Answer a few straightforward questions and you’ll have your quotes within minutes. We go the extra mile to make sure our process is fast and easy.

Escape Room Insurance

Expertise

Our team has been trusted by the biggest sports, leisure, and entertainment organizations for 30+ years. That same expertise is available to every client.